Adulthood strikes again!!! (I apologize for rambling to follow)

I may just be buying a new car. Ah!
It's a Honda CR-V, 2004, red, AND it's a stickshift. :)

So, I've been wanting to buy a new car for several months now, but I've waited, making sure it was really something I wanted, and to save up some money so I could put a good chunk down. Originally, I had an eye on small pickups--Toyota Tacoma, especially, the smaller ones--mostly because I wanted to sit up higher. (Right now, I'm in a '94 Geo Prizm, which is about as low to the ground as you can get.) I want a bigger car, something I can sit up higher in.

I was drawn to the pickups because I thought they would get better gas mileage than the bigger SUVs, etc. However, upon doing the research, it turns out that pickups are quite the gas guzzlers. Many SUVs, particularly the smaller ones, actually get better gas mileage, as good as many sedans. And so I was drawn to the SUVs.

And actually, these turned out to be more of what I wanted anyway--they're big enough that I can haul my stuff in (and I tend to do a lot of hauling of my stuff) and yet I can still haul my peeps, too, which I can't do in a little pickup truck. However, I immediately knew that if I was going for an SUV, I would want a smaller one--pretty much as small as they come.

Let me explain: I don't really like big cars. My parents have had a minivan my entire life, and I HATE minivans. They're ugly, first off, and they just feel huge when you drive them. They're awkward to drive, to park, to u-turn, et cetera and so forth. I find that suburbans and large SUVs feel much the same, and that is not at all what I wanted.

And so it all came down to the test drive. I felt like a smaller SUV was what I wanted, but I needed to do some test driving to make sure. After consulting the web and the Consumer Reports, I narrowed down, basically to two vehicles, the Toyota RAV4 and the Honda CR-V. I was willing to look at others, but those were the two I had my eye on. Also, I had decided that I wanted a 2004, or possibly 05. I like the body style better. The younger versions, in both vehicles, tended to look more like extended hatchbacks, which is a look I don't much like. Besides which, the 2004s were starting to get more toward my price range. :)

The first car I drove today was a 2004 Honda CR-V, and I loved it immediately. It just felt right--I liked the size of it, I liked how it drove, I liked the feel of it--except that it was an automatic. TANGENT TIME!

I love driving manual transmission. I love my stickshift. My car now is a stick, and I love it. I learned to drive in that car, and if I can help it, I'll never have an automatic. This spurred my desire to get a slightly older vehicle--the Toyota stopped making standards after 2005, and the Honda, I believe, after 2006, which is lame. All of the cars I drove today except the one was an automatic, and I won't like that this particular vehicle draws me because it's a standard. Anyway--onward.

After the first one, I drove a Toyota Camry, and didn't much like it. Entirely besides the fact that I'm ready for something different, the Camry just felt boxy. I'm really too short for that car.

We looked at a couple more places, didn't really see anything interesting, so we then drove down to the Brent Brown Toyota dealership on University Parkway. There, I drove a 2007 Toyota RAV4. It was a nice vehicle, quite similar to the CRV, but it felt a little bigger (just a hair), and I didn't quite like the feel of it as much as the CRV. They were very minor differences, really. But that was the only one they had on the lot, and there's no way I could have afforded the '07.

TANGENT TIME AGAIN. Car salesman always focus on the payments and the financing, overlooking the sticker price. They want you to drive away today, and they're willing to do anything to get the payment you can afford. I say this all with great sarcasm--I'm at a point where I don't really care what the monthly payment is, I fully intend to pay the car off as quickly as possible, which means I want to know the ACTUAL COST of the vehicle. It drove me nuts to be constantly asked what kind of payment I wanted to make. I don't care! I just want to get a good deal on the car!

Anyhow, so after that, we decided to drive to the Honda dealership up the street. And there, sitting in the parking lot, was a little red, 2004 CR-V. AND it was a stickshift. The test drive was lovely, it just felt so good to have a stickshift. I don't know why it makes such a difference to me, but it really does. It became one of my major qualifiers for my vehicle purchase.

And then the games began. We went in to just take a look at the financing. Right. The first salesmen we worked with just wasn't being very flexible. He was holding at 13,995, which was a pretty steep price for this vehicle, which has some scratches and cosmetic defects, as well as 70,000 miles. The first CR-V we'd tested was at 13,500 with only 58,000 miles. But this first guy just wasn't budging on that, he kept going on about the certification/warranty on the car, blah blah blah, and we were pretty much ready to walk out. My personal limit walking in was 12 grand--I wasn't willing to pay anything more than that, because I felt like that was what I could afford.

This morning when we were leaving, I had privately wished to myself that I could have my Uncle Frank there when it came down to this part--he's a car salesman and knows his shit, as opposed to my parents and I. I mean, we tried to play the game, but we just don't have it in us. But of all the kismet things to happen, he was down for the BYU football game, and was five minutes down the street. I asked him to come by, and he did to take a look at the car.

That was when things got interesting. We all trooped back outside to look at the car. Uncle Frank was very leery of the cosmetic damage. We knew from the CarFax that the car had been in an accident, but there weren't any details about the damage or any repairs done. He pointed out all of the flaws, of which he made a great fuss, and got on the phone with "his guy" to find out the auction price of the vehicle, blah blah blah.

At this point, we were joined by the business manager of the dealership. He and Uncle Frank started debating about the actual worth of the car, about the depths of the damage, blahdeblahdeblah. My Aunt Debbie was trying to be supportive, while my parents continued in the conversation with Uncle Frank and the business manager, who obviously wasn't going to give us the car for 9,500, which is what Uncle Frank decided was the highest we should pay.

Finally, the business manager turned back to me--which was the smartest move he made--and asked me what I wanted, seeing as I was the one buying the car. Uncle Frank pulled me aside just as he was leaving and told me not to buy the car, while my Aunt Debbie told me to do what I wanted. Thanks for the support! (and I mean that with absolute sincerity. Without them, I couldn't have gotten the deal I did!)

The BM started rambling off about not being able to give us the car for 9,500, or 10,500 (which was my mother's original offer) because he had to make SOME profit off the car, but that he wished he could meet us somewhere in the middle, because he wanted to earn my business (he used that phrase a lot). At some point, he mentioned 11,500 as more of a middle ground, and at that point I finally jumped back in and asked if 11,500 was something he could do. He told me he'd go find out, and we all trooped back inside.

My poor father kept wanting to get us out of there so the car salesman wouldn't suck us in, but we just kept getting sucked back in! They're very good.

He eventually came back and told me he could in fact give me the car for 11,500. At that point, he had me--we were under my self-set budget of 12,000! But I still hadn't been approved for financing, I hadn't checked on what my insurance would be, blah blah blah. He then offered to let me take the car home for the weekend, to see how I felt about it. Hmm! I asked what I needed to do, and he had to go back to the office for approval. So we hung out for awhile.

THEN he came back and said he didn't get approval for that, BUT! if I would buy the car today, he could give it to me for 11,000! Had to think about it for awhile. I had already decided that I didn't want to buy the car today--I really wanted at least a day or two to think on it, besides checking on the financing and stuff. It was tempting, I'll admit, but I at last told him firmly that I wanted to wait until Monday. He guaranteed me the 11,500 til Monday.

And out we were! I'm still hoping I can get the car for 11,000 on Monday, but I'm still okay with 11,500 if that's what it ends up being. Whew!

Just for kicks, we went and drove a couple more cars, including a Subaru Forester (which was lame and felt like a station wagon), but the longer I considered it, the better and more confident I felt about the car. My Uncle Frank will certainly scorn me, but I'm okay with that. I feel like it's a good car, one that will last me a long time. I like the feel of it, I like sitting up higher, and I like having a bigger car--but one that still gets decent gas mileage (20/26). Also, it's red, the color I wanted, and it's a stickshift. AND we got them down $3000 from the original price! I have my uncle to thank for that one--if he hadn't been there telling me not to buy the car, they never would have budged!

I feel like I'm in a stable place in life. I have a solid down payment, and hopefully I can get at least a thousand out of my current car to put down as well. I feel confident that I can make the monthly payments, and I plan to put down quite a bit more, as well. If I can make the payments according to my plan, I will have the car paid off by the end of next summer, hopefully even earlier than that. I also feel like it will be really good to have this on my credit. It will help me to buy a home at some point in the future, and that is very important.

It's just weird to be doing adult things like buying my own car! But I just feel so good about it. I love the car, I feel like I'm getting a good deal, and I just feel so responsible and mature (as ridiculous as that sounds to say!) It feels so good to do this for myself. My parents helped me, they advised me, but I am doing this for myself. I have picked what I wanted, and I am buying it for myself. And oh goody, I get to pay the increased insurance and gas as well! Adulthood strikes again!!! :D